United Community Bank Online Banking Login


United Community Bank provides account holders online access to their accounts for the purpose of creating the convenience of accessing their banking information anytime and in any location. Information regarding the online banking services may be accessed by computer or supported mobile devices.

United Community Bank was founded in Georgia in 1950 and serves clients in Georgia, North Carolina, Tennessee and South Carolina. Some of the online features offered by the bank are account balance review, online bill scheduling and payment, stop payment requests, check re-order and many other convenient features. Should a user choose to login to their account they must access the bank’s home page and enter their respective Access ID and Password.

How To Login

Step 1 – Go to www.ucbi.com – In the top right section of the bank home page, select from the drop down box, the type of service you will be accessing when you log in. Enter your Access ID and click “Log in” For your security, you will be sent to a separate page to enter your password



Step 2 – Once you have entered your Access ID and password, you will be able to access and utilize your online banking features

Forgotten Password – In the event you are unable to remember the password you have assigned to your account, go back to the login box and click the “Forgot Password?” link. This will take your to a page that will assist in retrieving your password. Once your reach the “Forgotten Password” page, you will simply enter your Access ID and your password will be sent to the email address you’ve provided for this account. Once your receive your password, you will be able to login and resume your banking business online.

How To Enroll

Step 1 – If you would like to enroll for this bank’s online banking services, begin by going to This Page – You must read the Terms. Once you have reviewed this information, you must agree to it by accepting or choosing not to accept by clicking the appropriate bubble below the “Terms and Agreements:” box. Click the “Continue” button




Step 2 – After agreeing to the terms and clicking continue, you will be taken to the “First Time Login” page where you will enter all required information to put your online account in place. In the provided fields enter all of the following information as all of the fields are required:

  • Social Security Number
  • First name
  • Last name
  • Address
  • City
  • State
  • Zip Code
  • Email address you would like to use for the bank to communicate with you regarding this account
  • Account holder’s date of birth (mm/dd/yyyy format)
  • Account number 1
  • Account type 1 (Select from the drop down box)
  • Choose a security question
  • Answer the security question
  • Telephone banking PIN (should be 4-6 dgits)
  • Click Submit

Step 3 – Once you have submitted your completed form, you will be prompted to answer some identifying security questions prior to logging in to your online account. Once this step is complete, you will be able to use your Access ID and Password to login and begin using your online account features.



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