First Federal of Northern Michigan Online Banking Login

First Federal of Northern Michigan provides online banking services to help their clients remain informed with regard to all aspects of their online account(s), at their convenience. This bank’s clients may review and manage their accounts by computer or various mobile device to include tablets.

First Federal of Northern Michigan was founded in 1957 and still remains one of the prominent banks available in the Northern Michigan area. This bank provides business, mortgage lending and investment services at all of it’s branches for all clients. They also offer online conveniences such as, cash management, online bill payment, ACH direct deposit, wire and fund transfers to name only a few of their online services. Any established online customer may access their account by going to the home page and beginning the secure login process by entering their access ID

How To Login

Step 1 – Go to www.first-federal.com and enter your “Login ID” and click “Submit.” Once you have submitted your Login, and the system recognizes your login ID, you will be presented with the image and phrase you had created when you enrolled.


Step 2 – When you enter the second page of the secure login and you do not recognize your image, do not enter your phrase. Otherwise, enter your phrase, and you will be prompted on the following page to enter your password

Step 3 – Once you have cleared the secure login, you will immediately gain access to your online banking page

How To Enroll

Step 1 – Go to This Page to begin your enrollment process. You will enter the following information to begin:


  • Your account number
  • Your account type (from the drop down box)
  • Your first name
  • Your last name
  • Your 5 digit zip code

Step 2 – After you have entered this information and the system identifies you as the account holder, you will be prompted privately through the remaining secure enrollment process. You will be required to:

  • Create and enter a User ID in the Username box presented
  • Enter or confirm an email address where your password may be securely delivered to you
  • Click “Enroll”
  • You will return to the login page and be presented with a message of confirming your enrollment

Step 3 – Once your enrollment is complete you will have the ability to login with your secure login credentials and begin doing business online with this bank


How to Video